What is the Equal Credit Opportunity Act (ECOA)?
What is the Equal Credit Opportunity Act, and why does it matter? At its core, this landmark legislation ensures fairness…
How to Add Utilities to Your Credit Report + 3 Other Quick Credit Wins!
Building a strong credit score is one of the most powerful financial tools you can have. It can open doors…
Rate Shopping 101: How to Minimize the Impact of Rate Shopping on Your FICO® Scores
Thinking twice about rate shopping to maintain your credit scores? Here’s how to minimize the impact of rate shopping on your FICO® scores.
What Are the Different Types of Credit Score Models?
Explore the different types of credit score models, how they are calculated, why they may differ, and how to check your credit scores.
Common Examples of FCRA Violations and How to Address Them
Understanding common FCRA violations is crucial for protecting your credit. Explore the details of FCRA violations and get practical tips.
How Credit Scores are Calculated and How to Improve Yours
Few things hold as much power and influence as your credit score, but have you ever wondered how exactly credit scores are calculated?
What Is the Fair Credit Reporting Act and How Does It Protect Consumers?
This article explores the Fair Credit Reporting Act (FCRA) by discussing what it is, how it protects consumers, and more.
How Buy Now, Pay Later Financing Affects Your Credit Score
Does using “buy now, pay later” financing options impact your credit score? This article explores buy now, pay later and its impact on your credit.
Avoid These Credit Repair Pitfalls: Learn How to Repair Your Credit
What do you do when your credit takes a hit? This post discusses how to repair your credit and some of the most common mistakes to avoid.
Understanding Credit Restoration: Exploring the Differences in Freeze, Alert, and Lock
Having a solid credit record is essential for many aspects of our lives. It can determine if you can get…