Rate Shopping 101: How to Minimize the Impact of Rate Shopping on Your FICO® Scores
Thinking twice about rate shopping to maintain your credit scores? Here’s how to minimize the impact of rate shopping on your FICO® scores.
What Are the Different Types of Credit Score Models?
Explore the different types of credit score models, how they are calculated, why they may differ, and how to check your credit scores.
Common Examples of FCRA Violations and How to Address Them
Understanding common FCRA violations is crucial for protecting your credit. Explore the details of FCRA violations and get practical tips.
How Credit Scores are Calculated and How to Improve Yours
Few things hold as much power and influence as your credit score, but have you ever wondered how exactly credit scores are calculated?
What Is the Fair Credit Reporting Act and How Does It Protect Consumers?
This article explores the Fair Credit Reporting Act (FCRA) by discussing what it is, how it protects consumers, and more.
How Buy Now, Pay Later Financing Affects Your Credit Score
Does using “buy now, pay later” financing options impact your credit score? This article explores buy now, pay later and its impact on your credit.
Avoid These Credit Repair Pitfalls: Learn How to Repair Your Credit
What do you do when your credit takes a hit? This post discusses how to repair your credit and some of the most common mistakes to avoid.
Understanding Credit Restoration: Exploring the Differences in Freeze, Alert, and Lock
Having a solid credit record is essential for many aspects of our lives. It can determine if you can get…
Mastering the Art of Rebuild Credit: Insights into Using Rent Payments
If you have little to no credit history or trying to improve your score, can reporting your rent payments to the bureaus help you achieve your credit goals?
Understanding Medical Debt’s Impact on Credit: Key Consumer Insights – Do Medical Bills Affect Your Credit?
If you are wondering do, medical bills affect your credit? Experian, TransUnion, and Equifax have announced in March 2022 that they are…